Should you purchase sewage backup insurance?

Did you know that if sewage backs up into your home, insurance does not generally cover the resulting damage and clean-up costs? In most instances, if a back-up occurs, the homeowner is responsible for repair, clean-up, and replacement costs.  Most insurance companies offer optional back-up coverage on homeowner’s policies to protect your home for a potential sewer back-up. Please contact your insurance agent for coverage premiums and deductibles.

Show All Answers

1. What is a sanitary sewer lateral?
2. What is a sewer cleanout?
3. Who is responsible for the maintenance of the private sewer lateral?
4. Why are defective sewer laterals a problem?
5. Why is it important to keep rainwater from entering sanitary sewer laterals?
6. How can you maintain your private sewer lateral?
7. Should you purchase sewage backup insurance?