Floodplain Administration

The Zoning Administrator serves as the Floodplain Administrator and is tasked with administering and enforcing the Floodplain Overlay District. Spotsylvania County participates in the National Flood Insurance Program as Community No.: 510308. 

Floodplain maps are most easily accessed on the County's GIS (under the "layers" tab at the bottom of the list) or via FEMA's Map Service Center. Please note these maps are for general information only.

February 24, 2022 update: FEMA has been undergoing a process to update the Flood Insurance Rate Maps (FIRMs) for Spotsylvania County for a few years now. They are nearing completion of this process with most areas having been finalized and passed the appeal period. A 2nd 90-day appeal period was opened on February 22, 2022 specifically for map changes in the following areas:

SourceLocationDescriptionPanel No.
Hazel Run Tributary 3From Kingswood Blvd to a point approximately 300' downstreamChange from Zone AE to Zone A51177C0113
North Anna Tributary 18Approximately 5,500' upstream of the confluence with North Anna RiverBase flood elevation (BFE) increased from 195' to 196'51177C0350

Residents and business owners are also encouraged to review the updated maps to learn about local flood risks and potential future flood insurance requirements. Changes from the current maps may be viewed online at the Region 3 Changes Since Last FIRM Viewer. Please note heavy user traffic may slow the map display so users are advised to be patient using this site.

Affected residents may submit an appeal related to the above if they perceive that modeling or data used to create the map is technically or scientifically incorrect.

  • An appeal must include technical information, such as hydraulic or hydrologic data, to support the claim.
  • Appeals cannot be based on the effects of proposed projects or projects started after the study is in progress.
  • If property owners see incorrect information that does not change the flood hazard information—such as a missing or misspelled road name in the Special Flood Hazard Area or an incorrect corporate boundary—they can submit a written comment.

The next step in the mapping process is the resolution of all comments and appeals. Once they are resolved, FEMA will notify communities of the effective date of the final maps.

If you wish to submit an appeal or comment, please complete this form.

For more information about the flood maps:

  • Use a live chat service about flood maps at http://go.usa.gov/r6C (just click on the “Live Chat” icon)
  • Contact a FEMA Map Specialist by telephone; toll free, at 1-877-FEMA-MAP (1-877-336-2627) or by email at [email protected].

Most homeowner’s insurance policies do not cover floods. There are cost saving options available for those newly mapped into a high-risk flood zone. Learn more about your flood insurance options by talking with your insurance agent and visiting https://www.floodsmart.gov.

Spotsylvania County Flood Mapping Milestones

  • May 28, 2019 - Flood Risk Review Meeting to review draft flood hazard data
  • Jan. 31, 2020 - Preliminary Flood Insurance Rate Map released
  • March 3, 2020 - Community Coordination and Outreach Meeting to review Preliminary Flood Insurance Rate Map, and discuss updates to local floodplain management ordinance and flood insurance
  • Dec. 2, 2020 - 1st appeal period began
  • Feb 22, 2022 - 2nd appeal period began for specific areas
  • April 2023 - New Flood Insurance Rate Map becomes effective and flood insurance requirements take effect. (*Timeline subject to change pending completion of the appeal review process.)

If you have any questions, please contact FEMA Region 3 Office of External Affairs at (215) 931-5597 or at [email protected].